Access Private Wealth was previously operating as Dedicated Financial Solutions, DFS Private Wealth and Heritage Group. Our groups have merged to improve our wealth management services offering for all clients.
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A couple in their 70s came to us because the husband, Raymond, looked after the investments for them and for their two adult daughters. Raymond had some health issues and realized that he may not be around forever to handle everything. They came to us because they realized that we would spend the time to help educate his wife and daughters and guide them. We had many meetings with the family and helped them implement better estate planning. We made recommendations for each person’s will. We have worked through their budget with them to show his wife how she will have enough money to live on for the rest of her life and how her investments will generate the cash flow she needs. The youngest daughter is single with no children and wants to retire early. We spent time with her to create a retirement plan, showing her the amount she needs to save every year to achieve her goals for her retirement lifestyle. She was not on track for when she wanted to be able to retire, so over a series of meetings we helped her create smaller goals to get her on a realistic path. We spend a lot of time in meetings with Raymond and his wife, educating and answering questions. When they leave she always says that she knows we will look after her if something happens to Raymond. Also, Raymond is very detail oriented and frequently calls or emails to ask questions about his investments and about the administration of their accounts. Our staff provide very prompt responses to help him understand because his memory isn’t as good as it used to be. He is a man that has always looked after the women in his family and is putting his trust in us to look after his family when he may no longer be able to. It’s a difficult decision to pass this responsibility over to us, and we are honoured by the trust Raymond and his family have placed in us.
– G. Chellew, Consultant
My wife wanted to consult with another financial advisor but I had no interest because I couldn’t see any value in it. We had our investments with another advisor who was providing some investment advice but as we were nearing retirement, my wife felt we needed more. She found DFS Private Wealth and I reluctantly went along. WOW, I was wrong! Janet and Jennifer have added value in so many ways. As someone who was skeptical, I can’t say enough about DFS Private Wealth. They’ve helped our whole family enormously. I wholeheartedly recommend them.
– R. Ramsay, Executive
I’ve had 3 previous financial advisors, and DFS is so good this will be my last move.
– Raymond & The BOSS
We have great confidence in the DFS Private Wealth team. Their strategy in the investment planning is very good and is in step with our investment ideas. We have had several other well-known investment advisors and none of them measure up to our expectations, where the group at DFS Private Wealth does.
We have been more than pleased with the quick and reliable responses we have received from Jennifer, Janet and their qualified staff. We moved to DFS for their higher levels of service…and boy did they deliver.
– M. & J. Medelko, Retired Executives
They make it personal and unlike many other firms, they actually sit down with you every quarter.
– Steve Ackroyd, Accountant
The service DFS Private Wealth provides is simply the best. When I refer to DFS, my clients say they are comfortable with Janet and Jennifer right from the start and they quickly learn that DFS always has their best interests in mind. I think one of the things that sets DFS Private Wealth apart is that they truly get to know their clients. By really understanding a client’s whole family and financial situation, DFS can ensure that all the recommendations they make are suited to their specific needs. Their advice on investments is always sound, with the investments chosen being best-suited to the client’s goals. Clients have also mentioned that
they really appreciate not having any sales pressures dictating what DFS recommends to them, and that the process is service driven, towards their specific goals. We’re always more than happy to refer people to DFS because we are 100% confident that DFS will take care of the client, their family and their money – and treat them well in the process. Simply put, we refer to DFS Private Wealth because our clients come back happy.
– I. Levitt & S. McGrail, Business owners
The team at DFS takes the time to truly understand our vision and supports us with exactly the right kinds of services at the right time to achieve our goals. We also appreciate their regular review meetings and attention to detail.
– Adher Consulting; Business Consulting Services
We don’t hesitate to refer clients to DFS Private Wealth, and one reason is that Jennifer and Janet provide a key element our clients are looking for: comprehensive, all-inclusive service for one fee, so clients are never surprised by hidden costs. That’s really important. Another thing that sets DFS apart is that they really take a family approach to the planning process – it’s not just about investment returns (although their investment performance has been very good). They work with their clients to build an understanding of what is important in each client’s life, including family and business concerns, and create clear, customized roadmaps to help clients reach their goals.
Though DFS Private Wealth looks closely at tailoring portfolio construction based on client goals, their wide-ranging service also includes overall estate planning and ensuring that clients are fully up to date with elements like wills and powers of attorney. DFS can quickly call on allied experts to help clients with these matters, but does so only when necessary, so clients never feel as though they are being endlessly – and expensively – referred to yet another service provider. When DFS refers to other experts, clients truly feel it’s because Janet and Jennifer are advocating for them and looking after their best interests.
DFS Private Wealth has great people. Janet’s and Jennifer’s skills complement each other and provide a wider balanced perspective. Because they are not just advisors but also business owners themselves, they understand first-hand the issues relevant to business owners and know how to work with them. And they are backed up by a knowledgeable team that provides excellent customer service – clients have told us they genuinely feel that the DFS staff cares and wants to help. This is a team that does what it says it will do and always finishes what it starts.
So why do we refer clients to DFS Private Wealth? Simple: our clients tell us they’ve never worked with anyone better.
– Tom Yanush, Accountant
One of DFS Private Wealth’s greatest skills is that they take a holistic approach to dealing with every client – they really look at the big picture, taking not just investments but everything else in the client’s financial life and family situation into consideration. One of the reasons DFS can do this is that they meet with clients every quarter so they can stay up to date with any changes in a client’s situation, whether financial, business or family. This deep knowledge of their clients’ circumstances allows DFS Private Wealth to use a detailed planning strategy tailored to each client and it’s one of the primary reasons we refer people to DFS. Janet and Jennifer really understand that it’s not just about bigger returns, but about making sure everything’s working to best advantage.
Another one of DFS Private Wealth’s real assets is that they truly understand tax and how to use various strategies. And they can do this not only for individuals and families but also for business owners, so we’re always quick to refer owners and entrepreneurs as well. DFS knows how to survey every opportunity out there, including pension plans for business owners and opportunities to increase wealth through insurance, so that business owners and entrepreneurs can focus on running their business, knowing that DFS Private Wealth has a firm handle on the financial side of things in the client’s business and personal life. Clients we have referred have told us they really appreciate this.
– Dennis & Christine McCutcheon, Retired Executive
Doug Beck has impressed me as a Financial Advisor because of his ability to provide sound recommendations on investments across the spectrum of stocks, mutual funds, income trusts and alternate investment vehicles. Doug has taken the time to understand my financial needs and sensitivity to risk and I feel very comfortable in working with him to regularly review and modify my holdings to reflect both market opportunities and risks. Doug’s style is very refreshing in that he isn’t dominated by making money for himself through large commissions and he doesn’t simply recite the latest “analyst’s picks”. He is diligent about understanding each investment he recommends including the company’s management team and in many cases has allowed me direct contact with key personnel in the companies we invested with. I believe it’s very important to know and trust the individual you’ve selected to manage your investments, and I would highly recommend Doug to anyone looking for an advisor who can be relied on to personally manage your investments as if they were his own.
– Dave & Nancy Hammond, Marketing Manager
Doug came with good referrals from friends and associates; however, initially it was a difficult decision for us to give up ‘control’ of our investments to a stranger. Over the past few years we have built a relationship where we debate the risks versus the rewards, but the final decision ultimately does rest with us. Managing for the long term is the purpose, so whether we get consumed by the newest market hype or downswing, Doug is readily available to discuss our action plan and whether it is appropriate under the circumstances. Having professional help to structure and manage our portfolio was our best investment decision.
While the above could be applicable to many investment advisors, our working relationship is built on one critical factor – trust. Doug has proven his ability through background investigations and the ability to understand our true needs to tailor opportunities that are unique to us. Ultimately, it is up to us as clients to make the final decision. There is no pressure to commit or oversell.
Last, and not least,the personal style and genuine interest that Doug displays makes it an enjoyable task.
– Brian & Jane Byers, Trader
Prior to my relationship with Doug, I had been working with a financial advisor at one of the “Big Banks” but still felt I needed to take an active role in my financial plan to ensure my needs were properly taken care of. As my portfolio grew and these needs changed, my old advisor was not able to offer me the products and services I required. Also, I found I did not have the time to effectively oversee what he was doing. Doug’s plan for my family provided the proper mix of investment, insurance and tax advice that allowed my portfolio to flourish. I no longer feel the need to be constantly watching over my accounts and the time I do is typically spent in discussing various opportunities and strategies with Doug. He is always reachable to answer questions and his professional attitude makes me confident my long term goals will be reached.
– Richard & Gloria Williams, Vice President
My wife and I have always been with a major chartered bank. Notwithstanding some qualified personnel, we felt that the bank’s primary focus was attracting new business, with less emphasis on customized strategies for our personal portfolio. When we began considering a move,we interviewed several different financial houses and specifically looked for an investment advisor who had the appropriate credentials, as well as a track record of upgrading them. We felt most comfortable with Doug Beck. We have now moved over fully to Doug and feel that we’re in the capable hands of a professional. Our objective has been met, with exposure to many new and exciting ideas and options, with the benefit of not being pressured to participate. We really like Doug’s accessibility and just being able to talk to him, anytime. We feel strongly that we’ve made the right choice and hope to be with him for a very long time!
– Steve Troch, Pilot
I was looking for a Financial Adviser to provide direction to our investing. Your advice on the use of tax efficient products, such as CMP, and income trusts is exactly what I was looking for. Any questions I had were answered patiently and sometimes more than once. I believe you have tried to provide a balanced long term approach that encompasses my family’s total financial needs, not just investing strategies.
– Alex & Dawna Saba, Occupational Therapist
Thanks for the information Doug. As usual keeping us informed.
I would also like to thank you for what you have done to our portfolio in the past few years. Both Dawna and I are very happy how things have turned out in terms of your timely advice and persistence. Thanks to you we managed to double our net assets, this is so much better than what I was able to do on my own for the past 10 years.
We enjoy working with you and have recommended your services to family and friends. Keep up the good work.